Contact Me!
Theresa Cangemi, CSA, CLTC

Medicare Specialist and Independent Agent
Owner of
"Medicare Made Simple, LLC™"
Enrollment Options
Medicare Advantage
Medicare Supplements
Prescription Drug plans
Scope of Appointment Form
Medication Form
Other Offerings
Life Insurance
Long Term Care (CLTC)
Fixed Annuities
Final Expenses (Burial) Insurance
Dental Insurance
Travel Insurance Coverage
Learn more!
Testimonials
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Newsletters
Early March, 2021
Late February, 2021
Early February, 2021
January, 2021
Newsletter Archive
Self Quoting &
Enrollment Tools

10 Things to Know Before Choosing Dental Insurance
Read this E-Book tool to learn about DENTAL Insurance and how to buy.
Quote Tools
Dental Insurance Coverage: Spirit Dental
Spirit Dental & Vision:
- Choose Your Own Dentist (with the indemnity options)
- Choose to Stay In-Network (with the Network options and pay less)
- No Waiting Periods
- No Enrollment Fee
- Guaranteed Acceptance
- Implants & Major Services Covered
- 3 Cleanings Per Year
- Optional Vision Insurance
- $1,200 & $2,000 Annual Maximums
This is my personal agent site and I will get paid based on your enrollment.
Dental with Vision Option(s): Dental for Everyone
- Careington Discount Dental and Vision Plan with EyeMed Vision
- Nationwide Dentaflex
- Madison Dental
- Delta Dental
- Renaissance Dental
*Note: Some dental plans will offer vision as a rider. Pick your dental plan first and find “vision” tab. Administered by VSP Vision Care.
This is my personal agent site and I will get paid based on your enrollment.
VSP Vision Insurance: Vision for Everyone
Plan Highlights:
- Annual Examinations: $10 or $15 Copay depending on plan
- Materials: $25 Copay
- No Deductibles
- No Waiting Periods
- No Copay for Contacts
- Your Choice for Network Providers
- One Pair of Standard Frames each 24 months
- One Pair of Single Vision or Standard Lined Multi-Focal Lenses (or) Contact Lenses each 12 months
- Benefits Provided In and Out of Network
- Discounts on Laser Vision Correction
This is my personal agent site and I will get paid based on your enrollment.
Travel Medical Insurance
Travel Medical Insurance protects you in the event of an illness or injury when traveling outside of your country of residence. It provides key medical benefits in case of emergency.
Traveling abroad is an exciting experience, but unpredictable illnesses and accidents can happen. Even worse, the resulting medical bills can be overwhelming. The level of international medical coverage provided by your domestic insurance provider can vary greatly depending on your plan, so you may have very limited coverage or not coverage at all. A travel medical insurance plan can provide the coverage you need.
Travel medical coverage is ideal for:
- International vacationers
- Relatives visiting from overseas
- People going on cruises, safaris or guided tours
- International business travelers
- Students studying abroad
Learn why you should never leave home without international medical insurance:
This is my personal agent site and I will get paid based on your enrollment.
Life Insurance (Final Expense or Burial): Foresters
Foresters Final Expense – Whole Life Insurance
Foresters PlanRight – Permanent whole-life coverage that can be used to help cover final expenses (burial).
Optional riders are available on many products – Including accidental disability income, children’s term insurance, accidental death and more.
Your family depends on you to provide a comfortable, safe lifestyle. Foresters can help you to protect your family’s lifestyle, with a wide range of products that can help you cover your insurance needs.
When you’re ready to sign up, Contact Me!
This is my personal agent site and I will get paid based on your enrollment.
* The above websites are pre-approved, carrier provided quoting tools which have been provided to me as a licensed agent. These quoting tools do not represent all the carriers that I am appointed with. These quoting sites are just tools and actual rates and approvals may change.