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Theresa Cangemi, CSA, CLTC

Medicare Specialist and Independent Agent
Owner of
"Medicare Made Simple, LLC™"
Enrollment Options
Medicare Advantage
Medicare Supplements
Prescription Drug plans
Scope of Appointment Form
Medication Form
Other Offerings
Life Insurance
Long Term Care (CLTC)
Fixed Annuities
Final Expenses (Burial) Insurance
Dental Insurance
Travel Insurance Coverage
Learn more!
Testimonials
See what clients are saying!
Newsletters
Early March, 2021
Late February, 2021
Early February, 2021
January, 2021
Newsletter Archive
Testimonials
ClearPath for Veterans
Video taken at ClearPath for Veterans, after a Medicare seminar for veterans.
Individual Client Video Testimonials
Written Corporate Testimonials

Katie Oswego
Hello Theresa 🙂 I have fantastic news to report! We did a 3 way call with Medicare, like you suggested, and I was able to help my consumer get Part A dis-enrolled. The Medicare representative said she couldn’t understand why it was still showing up for him because when you are on disability you usually can only have Medicare for 2 years and his accident and his eligibility date were September of 2016. 🙂 So he is super happy because after some paper work and phone calls to NYSOH on my end, as of this morning he now has an eligibility with NYSOH to be able to pick a managed care plan. So he is all set! Thank you so much for all your time and wisdom! I really Appreciate it very much and so does Mark. Have a wonderful day and rest of your week!

Christen A.
Hi Theresa! I was just thinking of you on my drive into work today…and planned to email you. I wanted to let you know I was thinking of you, hoping you survived Open Enrollment and wish you a happy, healthy, safe New Year. We send many referrals each month to you and we plan to continue doing so, as we know our consumers are in good hands with you. I had a gentleman that I referred to you about a year ago and I recently spoke with him and he raved about you! I told him you are a very special, knowledgeable woman!! Happy Holidays.

Sherrie Woods
Hi Theresa! Thank you again for your presentation on Monday. Often in a small company, it’s difficult to find quality resources for our employees, however your knowledge and experience and willingness to meet and provide answers to our Medicare questions was exceptional. I have received numerous comments of appreciation for your straightforward approach to a topic that seems daunting! What a wonderful service you provide to guide and assist in the Medicare maze! We look forward to working with you! Best regards,

William M Meylan
Your time and effort in helping me select my Medicare enrollment plan is greatly appreciated. Potential clients will be fortunate to discuss these matters with somebody like you who is knowledgeable, professional and has the ability to make the client feel comfortable and confident. I plan to recommend your services to my former company, co-workers, friends and family. Nearly six months back, my company was smart enough to invite you to give a group presentation about Medicare and I would highly recommend that corporate HR people consider inviting you to speak. Thank you!

Chris Annal
Hi Theresa, Thanks for the EPIC handout you gave me a copy of, from this afternoon’s lunchtime presentation at Saab Sensis. You covered a LOT of ground and I’m still digesting it all. It was very informative. I’ve still got a few years to go, but planning now is a good idea. Thanks,

John, Marie, Sue, & Margaret
Theresa, Thank you for speaking at our client appreciation luncheon today. Your talk was very informative and I feel our clients received a great deal of very useful information. It was also great seeing them approach you after for their individual questions.

Joan Havernick
Good Morning Theresa, Your newsletter contained a wealth of information. Thank you for sending.

John L., General Manager
Hi Theresa, Thank you for the information and your very professional representation. I always judge business people, vendors, and sales representatives, etc. by their courtesy, product knowledge, personality, honestly, and all the skills and traits that it takes to be successful in their field and how it translates to the customer. You have it all and I am most appreciative of your help and guidance in selecting the health plans for Linda and myself. We wish you a most enjoyable Merry Christmas and Happy New Year to you and your family. Best always,

Christine L., Professional Service Coordinator
Hello Theresa, I hope you are doing well and enjoying your summer. I have referred you to several people in my building and they have all had very positive outcomes from working with you. I thought it may be of benefit to the tenants here at Ross Towers if you could come in and just give them some information about what you do. It wouldn’t have to be anything to big, even if you just wanted to set up a table with your information and answer a few questions. Thanks for your time and for all the good work you do!

Blue Ocean Strategic Capital, LLC
Theresa presented “Medicare Demystified” to our clients on the evening of the 19th in our large conference room. The first word to come to mind is WOW! Our clients were taking pages of notes and totally immersed in Theresa’s presentation that they didn’t notice that it was running ½ hour over the scheduled time. Theresa’s thorough yet concise explanations of the many nuances of Medicare helped all our clients understand it much better. She also answered specific individual questions of our clients as she went along. I would highly recommend Theresa speak to your group or organization on this important topic.

Claire E.
Theresa. Thank you so much for coming today! I’ve never seen an audience stay so interested throughout. Your presentation was excellent! I knew Medicare was complicated but I had no idea just how complicated. I’m amazed at how well you were able to explain everything and can’t thank you enough for doing it.
Written Client Testimonials
Kerry A.
Dear Theresa, I’d just like to thank you for all your help setting me up with my Medicare plans. As you’ve found, the programs out there can be daunting and slightly confusing. Your organization of benefits was so helpful and your eagerness to answer all questions was quite appreciated. I assure you, I never would have been comfortable doing this without your help. Please feel free to use my thank you to your benefit. You’ve earned it. Kindest Regards,
Jennifer A.
Theresa really knows her stuff! She cuts to the chase and makes something that can be so difficult EASY. You will not ever regret taking the time to call and use Theresa’s services!
Joanna H.
I highly recommend working with Theresa to help you get the Medicare Advantage plan that is right for you. She will not only help you sign up for a plan, but more importantly she takes a lot of time making sure that you understand what you are doing. She not only explains the different Advantage and other plans available to you, but she also explains the different parts of Medicare. She helps you with your decision-making process. My point is, she doesn’t just tell you what you should do, she educates you so that you understand what you are doing. I thought I understood my choices before I talked to her, but now I know that I had heard bad information from a lot of different places and had I made my decision on my own I would have picked a plan that was not what I needed. You should listen to her, and you can trust her.
Howard S.
Great Theresa! Richard is my chiropractor and a great guy!!! I have at least two more friends who will be contacting you in 2020 before turning 65. Thanks again for all your help. You made it so simple and easy to understand/choose; and glad I’m all set already for 2020!
Gina O.
Thanks, Theresa! I got my card from Excellus as well as a welcome letter and plan information. So, I think all went well. Thanks so much. I really could not have done this without you. I don’t see how anyone COULD.
Bob D.
I have been working with Theresa Cangemi to develop my health care plan for retirement. Theresa, “The Medicare Lady™”, is a Medicare specialist, independent agent, and consultant and the owner of Medicare Made Simple. My company provides her Medicare services to our employees planning for retirement. Speaking from experience, Theresa is a fantastic person to work with and a valuable resource for helping people navigate this very complicated turf.
John (Cliff) and Deborah B.
It is an honor to thank Theresa for everything she does for so many. Theresa not only met with me over a year before we were of age, she did this willingly and helped me to understand the process and eased my fears. Theresa is very helpful, caring, and knowledgeable. She made the whole process seamless. I continue to enjoy her wonderful informative newsletters, which give us knowledge on many topics. My husband continues to refer so many of his co workers with her contact information and ALL of them have been extremely happy. So many of them didn’t know what their options were and with Theresa’s guidance they are pleased and thanked my husband again and again. Theresa is my go to person!!!! She will continue to guide us in the future. I can’t thank you enough Theresa.
Jane and Bud C
Hi Theresa, We would like to thank you again for everything you did to help us sign up for our medicare healthcare plans. We especially appreciated the time you took to carefully explain how medicare works, the types of plans available, their advantages/disadvantages, etc. Your personal approach helped reassure us that we have a plan that will work well as we enter this new phase of our lives. Wishing you Happy Holidays!
Gary M.
Hi Theresa, Thank you for meeting with my wife and I regarding our Medicare options. You were organized, knowledgeable, and professional in explaining the many plans available to us. With your assistance we were able to choose the plan that best meets our needs . I would be happy to recommend you to anyone interested in learning about the Medicare enrollment process. Thanks again!